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💷 Complete Pricing Guide

Puppy Insurance CostUK 2025

How much is pet insurance for a puppy? From £15-£85/month depending on coverage, breed, and age. See our complete pricing breakdown.

Puppy Insurance Prices by Plan

Here's what you can expect to pay for each level of coverage.

Basic

£15-£25
per month
Accidents only

Standard

£35-£50
per month
Accidents + illness

Premium

£55-£70
per month
Full + hereditary

Comprehensive

£85-£120
per month
Everything

What Affects Puppy Insurance Cost?

Breed

  • Mixed Breed0.85x
  • Beagle0.90x
  • Labrador1.00x
  • French Bulldog1.40x
  • Pug1.35x

Age

  • Under 1 year+10%
  • 1-6 yearsBase rate
  • 7-9 years+30%
  • 10+ years+50%

Other Factors

  • Coverage levelMajor impact
  • Deductible amount10-20% diff
  • Location (vet costs)5-15% diff
  • Annual vs monthly5-10% savings

How Age Affects Your Premium

How Breed Risk Affects Cost

Low Risk Medium Risk High Risk

Plan Price Comparison

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Puppy Insurance Cost FAQs

Puppy insurance costs between £15-£120 per month in the UK depending on coverage level. Basic accident-only plans start at £15/month, while comprehensive plans with everything covered cost around £85/month. Your puppy's breed and age also affect the price.

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