How much is puppy insurance in the UK?

Puppy insurance in the UK typically costs between £15-£50 per month depending on your breed, age, location and level of cover. Lifetime cover costs more than time-limited policies, and brachycephalic breeds (like French Bulldogs) tend to be more expensive to insure.

What age should I insure my puppy?

You should insure your puppy as soon as you get them, ideally from 8 weeks old. Most insurers require puppies to be at least 8 weeks old. Getting insurance early means conditions that develop later will be covered, as pre-existing conditions are typically excluded.

What does puppy insurance cover?

Puppy insurance typically covers vet fees for accidents and illnesses, third party liability, death from illness or accident, theft or straying, and advertising/reward costs. Some policies also include dental cover, behavioural treatment, and complementary therapies.

Puppy Insurance

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Free Puppy Insurance for Breeders

As a breeder, you can offer free puppy insurance to your puppy buyers at no cost to you. Learn about 4 weeks free puppy insurance, breeder partnership schemes, and how to add value to your puppies.

Comprehensive guide to free puppy insurance for breeders in the UK.

Why Offer Free Puppy Insurance to Buyers?

Partnering with pet insurers to offer free puppy insurance for breeders benefits everyone - you, your puppies, and their new families.

Adds Professional Value

Offering free puppy insurance with your puppies shows you're a responsible breeder who cares about their welfare beyond the sale. It sets you apart from backyard breeders.

Protects Your Puppies

Insurance ensures new owners can afford vet care if problems arise. This means better outcomes for the puppies you've carefully bred and raised.

Completely Free to You

Free puppy insurance for breeders schemes cost you nothing. Insurers provide vouchers free of charge, hoping buyers will continue with paid policies after the free period.

How Free Puppy Insurance for Breeders Works

Register with an Insurance Partner

Sign up for a breeder partnership scheme with one or more pet insurers. Popular options include Petplan Breeder, Agria Breeder Club, and the Kennel Club scheme. Registration is free.

Receive Free Insurance Vouchers

The insurer provides you with voucher codes or certificates - typically offering 4 weeks free puppy insurance, 5 weeks free, or 6 weeks free depending on the scheme.

Give to Puppy Buyers

When a puppy goes to their new home, include the insurance voucher in their puppy pack. New owners activate it online or by phone to start their free cover immediately.

Buyers Get Immediate Protection

The new owner has cover from day one - the most important time when puppies are settling into new environments and at higher risk of accidents or illness.

Free Puppy Insurance Schemes for Breeders

Several UK pet insurers offer free puppy insurance for breeders. Here are some popular options:

Kennel Club Pet Insurance

5 weeks free for KC registered puppies
Automatic with KC registration
Up to £3,000 vet fee cover

Best for: Kennel Club registered breeders

Petplan Breeder Scheme

4 weeks free puppy insurance
Free breeder registration
Well-known brand trusted by buyers

Best for: Established breeders of any breed

Agria Breeder Club

5 weeks free for puppy buyers
Breeder support resources
Lifetime cover option for buyers

Best for: Breed club affiliated breeders

Other Insurer Schemes

Animal Friends, Bought By Many, and more
4-6 weeks free varies by provider
Contact insurers directly for schemes

Best for: Exploring multiple options

Tips for Breeders Offering Free Insurance

Include in Your Puppy Pack

Always include the insurance voucher prominently in the documentation you give to buyers. Explain what it is and encourage them to activate it immediately.

Explain the Importance

Tell buyers that the free puppy insurance period is the perfect time to try cover risk-free, and stress the importance of continuing with permanent insurance afterward.

Consider Multiple Schemes

You can register with more than one insurer scheme. This lets you offer buyers a choice or have backup vouchers if one scheme runs out.

Advertise It

Mention that you offer free puppy insurance in your puppy listings. "Includes 5 weeks free pet insurance" is a selling point that shows you're a professional, caring breeder.

Free Puppy Insurance for Breeders FAQ

Is free puppy insurance for breeders really free?

Yes, free puppy insurance for breeders is genuinely free with no catch for you or the puppy buyer. Insurers offer these schemes hoping that new owners will continue with a paid policy after the free period ends. You don't pay anything, and the buyer gets free cover.

How do I register for breeder insurance schemes?

Visit the insurer's website and look for their "Breeder" or "Breeder Scheme" section. You'll typically need to provide your name, address, and some details about your breeding activities. Registration is usually instant or within a few days.

What does the free insurance cover?

Free puppy insurance typically covers vet fees for accidents and illness during the trial period (usually £2,000-£4,000 limit). Some also include third party liability and death benefit. Coverage levels vary between schemes, so check the details when you register.

Can I use multiple breeder schemes?

Yes, you can register with multiple insurers and offer different vouchers to different puppy buyers. However, each individual puppy should only have one free insurance policy activated - buyers shouldn't try to claim on multiple free policies simultaneously.

Looking for Puppy Insurance as a Buyer?

If you're getting a new puppy and want to compare insurance quotes, use our calculator to find the best cover for your new family member.

Compare Puppy Insurance Quotes